A ​Title is a legal document, establishing a person or business as the legal owner of a vehicle or vessel. When a vehicle or vessel is sold from one Kentucky resident or business to another in Kentucky, the title must be transferred to the new owner within 15 days. In the case of Boats, all parts of the boat (e.g. body, motor, etc.) are, together, one titled vessel.

 

Eligible Vehicles

Every motorboat on the waters of this state shall be numbered and currently registered in accordance with the provisions of this chapter. No person shall operate or give permission for the operation of any motorboat on such waters unless the motorboat is registered and numbered in accordance with this chapter, or in accordance with a federally approved numbering system of another state, and unless:
  • The certificate of number awarded to such motorboat is in full force and effect; and
  • The identifying number set forth in the certificate of number is displayed on each side of the bow of such motorboat.
  • KRS 235.040

Applying for Titles

no-liquid-paper.png Warning:  Do not use liquid paper/white out on your title. Do not scratch through or mark out information on the title. Do not erase or mutilate. Provide an affadavit with new information signed and notarized.​

Applying for Title for the first time

In-State:
  • Photo ID
  • Completed Motor Boat Transaction Record Application for Title/Registration TC96-184 signed-over Kentucky title.  If a bill of sale or affidavit of ownership is used, a pencil tracing or picture of the hull number must be provided.
  • If your name is different on the title than the one on your ID, you must provide a affidavit showing they are one in the same. A marriage license will meet this requirement.
Out-of-State:
  • Photo ID
  • Completed TC96-184 signed-over title. If your state only issues registration or bill of sale, bring registration in place of signed over title. If you purchased a boat out-of-state and they only issued a bill of sale, a letter from the originating state stating the boat is not registered or titled in the state is required.​
  • If your name on the title is different than the one on your ID, you must provide an affidavit showing they are one and the same. A marriage license will do. 
  • If you live out-of-state, you must title and register your boat in the Kentucky county where it is docked. 
Documented Boats:
Due to state exemptions, Kentucky does not title or register documented boats. If you choose to, you will need to provide the following: 
  • Certificate of documentation
  • Release Letter from the U.S. Coastguard. For more information visit the U.S. National Vessel Documentation Center.
  • Photo ID
  • Completed TC96-184 and signed over title. If your state requires titling documented boats, you will need a title.
  • If you live out-of-state, you must title and register your boat in the Kentucky county where it is docked. 
 Note: If you have moved out-of-state, you must contact your county clerk and provide your new, out-of-state address in addition to providing your out-of-state address on form TC96-184 if the boat is going to be docked in Kentucky.

Replacement / Duplicate Kentucky Titles

To get a Replacement Title you will need the following:

  • Form TC96-184 properly completed including the owner section and the motor boat identification section.
  • Title number OR KY Number
  • $6.00 (US) plus cost of a notary (free at One Stop Shop)
  • Picture ID or driver's license
 Note: If you have moved out-of-state, you must contact your county clerk and provide your new, out-of-state address in addition to providing your out-of-state address on form TC96-184 if the boat is going to be docked in Kentucky.​

Application Types

Speed Titles

Speed Titles are not available for Boat Titling.

Special Titles

Homemade Boats

Homemade boats must go through the Rebuilt Titling process.

Bonded Titles

Kentucky does not issue Bonded Titles.

Transfers

Kentucky Citizen to Kentucky Citizen

In the sale of a vehicle, the seller must sign the back of the Title, signing over the vehicle, in the presence of a notary. The buyer takes the assigned Title, proof of Identification, and money for fees and applicable taxes to their local County Clerk for transfer.

Selling a Boat to an Out-of-State Resident

You will need to notify your county clerk with the name and state of the new owner. If you were a resident of Kentucky and owner of the boat January 1st you may have property taxes due on that vehicle. Complete TC96-3 Affidavit of Incomplete Transfer​ to suspend boat title/registration.

Police Impound

See form TC96-331P

Repossessions

Lien holders must follow the transfer process, and present a Supporting Repossession and Disposition of a Vehicle TC96-192​, Motor Boat Transaction Record Application for Title/Registration TC96-184​, and security (lien) agreement, signed by the vehicle owner and lien holder. Contact your county clerk.

Towing and Storage

See form TC96-159​
In order to tow or store vehicles, the tow company must apply for the title, attempt to notify current owner via certifed mail as well as running 3+ ads in the newspaper including the company and current owner's information, complete T96-182. See form TC96-159T​

Mechanics Lien

See form TC96-159M​ or KRS 376.280.

Updating or Correcting Errors

HIN Corrections

Due to the various issues which could result in a HIN mismatch, contact your County Clerk for guidance / explanation. Updates will require the original title, completed Application for Kentucky Certificate of Title or Registration (TC-96184​), pencil tracing or photo of hull number, and a photo ID​.

Misspelled Names

To update a misspelled name, a photo ID, along with the Title, must be presented to the county clerk in the owner's county of residence.

Updating Addresses

To update an address, a photo ID or piece of physical mail (with current postmark) must be presented, along with the Title, to the county clerk in the owner's county of residence.

 

Make/Model/Color/Year/Etc

To update a make/model/color/year/etc, photo ID, along with Title, must be presented to the county clerk in the owner's county of residence. Speak with County Clerk for special guidance.

Update/Removal of And/Or Conjunction

In order to remove a co-owner from a Title, both parties must sign the back of the existing Title. If one party is unavailable, a Power of Attorney form signed (and notarized) by the absent party is acceptable. Updates/Removals are processed by the county clerk in the owner's county of residence. 

Failure to Receive Your Title

If you have not received your Title within 45 days of application, contact your County Clerk's office.

Common Tax Questions

Are boats taxed?
Yes, boats are assessed and taxed in a manner similar to vehicles, except boat taxes are due by April 30th.
Are the boat and motor assessed separately?
The boat, motor, and trailer values may be assessed as a unit or separately.
If I dock my boat at a marina in another county does this affect my taxes?
The tax rates are based on the location of the boat, so if the boat stays at a marina then the boat is subject to all property tax rates levied at that location.
Who collects my ad valorem taxes?​
The County Clerk in your county has the responsibility of collecting ad​ valorem taxes on motor vehicles and boats, and maintaining current addresses.
I want to trade a boat/trailer/ATV/farm equipment for a motor vehicle. Will I be given trade-in credit?
No, only vehicles which have been plated for use on the highway pay usage tax so only those vehicles qualify for trade credit. Any tax charged on trailers, boats, farm equipment, ATVs etc. would not be usage tax. The tax collected on those items would have been Sales/Use Tax.
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