A​ Title is a legal form, establishing a person or business as the legal owner of a vehicle or vessel. When a vehicle or vessel is sold from one citizen or business to another in Kentucky, the title must be transferred to the new owner within 15 days.

Eligible Vehicles

"Low-speed vehicle" means a motor vehicle that: (a) Is self-propelled using an electric motor, combustion-driven motor, or a combination thereof; (b) Is four (4) wheeled; and (c) Is designed to operate at a speed not to exceed twenty-five (25) miles per hour as certified by the manufacturer.

"Alternative-speed motorcycle" means a motorcycle that: (a) Is self-propelled using an electric motor, combustion-driven motor, or a combination thereof; (b) Is three (3) wheeled; (c) Has a fully enclosed cab and includes at least one (1) door for entry; and (d) Is designed to operate at a speed not to exceed forty (40) miles per hour as certified by the manufacturer.

Note: Low speed vehicles and Alternative-speed motorcycles manufactured after 1981 must have a 17-character VIN to be titled/registered in Kentucky.

Applying for Titles

no-liquid-paper.png Warning: Do not use liquid paper/white out on your Title. Do not scratch through or mark out written-in. Do not erase or mutilate.

Applying for Title for the first time

In State:
  • Proof of Kentucky insurance (issue date within 45 days)
  • Photo ID
  • Completed TC96-182 or signed over Kentucky title.
  • If your name is different on the title than your ID, you must provide a affidavit showing they are one in the same. A marriage license will do.
Out of State:
  • Proof of Kentucky Insurance (issue date within 45 days)
  • Photo ID
  • Completed TC96-182 or signed over title. If your state only issues registration or bill of sale, bring those in place of signed over title.
  • If your name is different on the title than your ID, you must provide a affidavit showing they are one in the same. A marriage license will do.
  • Sheriff's inspection 
 Note: If you have moved out of state, you must contact your county clerk to provide your new, out-of-state address in addition to providing your out-of-state address on the TC96-182.

Replacement / Duplicate Kentucky Titles

To get a Replaced Title you will need the following:

  • Form TC96-182 properly completed including the owner section and the vehicle identification section.
  • Title number OR license plate number
  • $6.00 (US) plus cost of a notary (free at One Stop Shop)
  • Picture ID or driver's license
 Note: If you have moved out of state, you must contact your county clerk to provide your new, out-of-state address in addition to providing your out-of-state address on the TC96-182.

Application Types

Speed Titles

Not eligible for speed titles.

Special Titles

Foreign Titles

Go to county court clerk. For vehicles which were purchased or titled in a foreign country, customs papers and a sheriff's inspection are required, along with proof of insurance, TC96-182, etc. If the registration document is in another language, translation papers are required from the manufacturer of the vehicle OR a certified translator can translate. For questions, contact MVL.

Bonded Titles

Kentucky does not issue Bonded Titles.

Transfers

Kentucky Citizen to Kentucky Citizen

In the sale of a vehicle, the seller must sign the back of the Title, signing over the vehicle, in the presence​ of a notary. The buyer takes the assigned Title, proof of Kentucky Insurance, proof of Identification, and money for fees and applicable taxes to their local County Clerk, for transfer. Older Titles, prior to the year 2000, may require a completed TC96-182 to complete the transfer process.

Selling a Low-Speed Vehicle to an Out-of-State Resident

You will need to notify your county clerk with the name and state of the new owner. You will also need to return the Kentucky license plate to your Kentucky county clerk's office. If you were a resident of Kentucky and owner of the vehicle January 1st you may have property taxes due on that vehicle. Complete TC96-3 Affidavit of Incomplete Transfer​.

Police Impound

See form TC96-159P

Repossessions

Lien holders requiring must follow transferment process, and present Affidavit 192, Application for Kentucky Certificate of Title or Registration (TC96-182), and security agreement, signed by the vehicle owner and lien holder. For additional information, contact your County Clerk.

Towing and Storage

See form TC96-159T​.

Mechanics Lien

See form TC96-159M​

Updating or Correcting Errors

VIN Corrections

Due to the various issues which could result in a VIN/HIN mismatch, contact your County Clerk for guidance / explanation. Updates will require a completed Application for Kentucky Certificate of Title or Registration (TC 96-182 or TC 96-184​) and photo ID​.

Odometer Corrections

Only the Seller can disclose the mileage when updating the Title. If the Title is already printed, the new owner must contact the seller, have them complete an Affidavit of Mileage Correction (TC 96-322), and have it processed by the county clerk in the new owner's county. Photo ID is required.

Misspelled Names

To update a misspelled name, photo ID, along with Title, must be presented to the owner's county of residence.

Updating Addresses

To update an address, a photo ID or piece of physical mail (with current postmark) must be presented, along with the Title, to the owner's county of residence.

Make/Model/Color/Year/Etc

To update a make/model/color/year/etc, photo ID, along with Title, must be presented to the owner's county of residence. Speak with County Clerk for special guidance.

Update/Removal of And/Or Conjunction

In order to remove a co-owner from a Title, both parties must sign the back of the existing Title. If one party is unavailable, a Power of Attorney form signed (and notarized) by the absent party is acceptable. Updates/Removals are processed by the owner's county of residence. 

Brand Correction (hail damage, salvage, water-damage, non-rebuild​able, etc)

For a brand correction, photo ID, along with Title, must be presented to the owner's county of residence. Speak with County Clerk for special guidance.

Failure to Receive Your Title

If you have not received your Title within 45 days of application, contact your County Clerk's office.

Taxes

See Motor Vehicle Usage Tax​​​​​​​.