Boats

​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​A Title is a legal document establishing a person or business as the legal owner of a vehicle or vessel. When a vehicle or vessel is sold from one Kentucky resident or business to another in Kentucky, the title must be transferred to the new owner within 15 days. In the case of Boats, all parts of the boat (e.g., body, motor, etc.) are, together, one titled vessel.

ELIGIBLE V​ESSELS

According to KRS 2​35.040, every motorboat on the waters of this state shall be numbered and currently registered per the provisions of this chapter. No person shall operate or permit the operation of any motorboat on such waters unless the motorboat is registered and numbered per this chapter or per a federally approved numbering system of another state and unless: 

  • The certificate of number awarded to such motorboat is in full force and effect, and

  • The identifying number outlined in the certificate of number is displayed on each side of the bow of the motorboat.


Kentucky does not title the motor on a boat.​
​​​

​APPLYING FOR A TITLE​

  • Certificate of Origin
  • Photo ID
  • ​Properly assigned out-of-state title or registration/Bill of Sale (both buyer and seller need to be notarized).
  • Properly assigned and completed Kentucky title
  • ​Social Security or Federal ID Number​


  • Photo ID
  • Title signed over if you are from a notary state.
  • If transferring from a registration-only state, you will need the Bill of Sale (both buyer and seller need to be notarized) and an out-of-state registration or a printout of the last registered owner from that state or a letter from that state indicating the last registered owner.


  • Affidavit of Ownership (make, model, HIN #, year, length of time owned, and brief description on why it was never titled or registered, length of boat, beam).
  • Photo/Pencil Tracing of HIN (If no HIN, the County Clerk will need to issue a HIN)​.


​K.R.S 235.070 (2) (f) Vessels holding a United States Certificate of documentation shall be exempt from the provisions of titling and registering boats. In order to title and register a documented boat, the owner must submit the following:

  • The Evidence of Deletion letter (or release letter) from the US Coast Guard stating the boat has been released from documentation. For more information, visit the U.S. National Vessel Documentation Center.
  • A copy of the Certificate of Documentation
  • Bill of Sale​


  • Bill of Sale
  • Copy of boat title & trailer title
  • Manufacture Statement of Origin or Certificate of Origin (If sold in a combo, then Affidavit stating they were purchased together).


  • Speed Titles- Speed Titles are not available for Boat Titling. 
  • ​Special Titles​​​​​-
    • ​Homemade Boats- must go through the Rebuilt Titling process.​
    • Bonded Titles- Kentucky does not issue Bonded Titles.​


​​​If you have moved out of state, you must contact your county clerk and provide your new, out-of-state address on form TC96-184 if the boat is going to be docked in Kentucky.​


REPLA​​CEMENT / DUPLICATE KENTUCKY BOAT TITLES​<

​​To get a Replacement Title, you will need the following:
  • Form TC96-184, properly completed, including the owner and the motorboat identification sections.

  • ​Title number OR KY Number

  • $6.00 (US) plus the cost of a notary (free at One Stop Shop)

  • Picture ID or driver's license​​​


​TRANSFERS​

To sale​ a boat, the seller must sign the back of the Title in the presence of a notary, signing over the boat, . The buyer takes the assigned Title, proof of Identification, completed TC-96-184 Form (Motorboat Transaction Record /Application for Title and Registration)​and money for fees and applicable taxes to their local County Clerk for transfer.​


​You will need to notify your county clerk of the name and state of the new owner. If you were a resident of Kentucky and the boat owner on January 1st, you might have property taxes due on that vessel. Complete TC96-3 Affidavit of Incomplete Transfer​​ to suspend boat title/registration.

​The following are required:


Take all documents to your local County Clerk's office. 

Towing and Storage
To tow or store vessels, the tow company must apply for the title, attempt to notify the current owner via certified mail, and run 3+ ads in the newspaper, including the company and current owner's information, complete T96-182

See form
TC96-159

Mechanics Lien
​See form TC96-159M​​ or KRS 376.280.


​Police Impound
See form TC96-331

Repossessions
​Lienholders must follow the transfer process and present a Supporting Repossession and Disposition of a Vessel TC96-192​, Motor Boat Transaction Record Application for Title/Registration TC96-184​​, and security (lien) agreement, signed by the vehicle owner and lien holder. Contact your county clerk.



UPDATING OR CORRECTING ERRORS

​Due to the various issues resulting in a HIN mismatch, contact your County Clerk for guidance/explanation. Updates will require the original title, completed Application for Kentucky Certificate of Title or Registration (TC-96-184​), pencil tracing or photo of hull number, a photo ID, and an Application for Vehicle or Hull Identification Number (TC-96-169​​).

​A photo ID, along with the Title, must be presented to the County Clerk​ in the owner's county of residence to update a misspelled name.​


Update Address
To update an address, a photo ID or piece of physical mail (with current postmark) must be presented, along with the Title, to the County Clerk​ in the owner's county of residence.


Update/Re​moval of And/or Conjunction
To remove a co-owner from a Title, both parties must sign the back of the existing Title. If one party is unavailable, a Power of Attorney form signed (and notarized) by the absent party is acceptable. Updates/Removals are processed by the county clerk in the owner's county of residence. 


To update a make/model/color/year/etc., photo ID, along with Title, must be presented to the county clerk in the owner's county of residence. Speak with County Clerk​ for special guidance.



​​​If you have not received your title within 45 days of application, contact your County Clerk's office.


​HIN​ ​VALIDATION AND VERIFICATION GUIDELINES​​

​​​As of January 1, 2017: Federal law 33 CFR § 174.16 (b) dictates that all boat Hull Identification Numbers (HIN) are valid/formatted correctly and can be verified during renewal registration. For all 1972 or newer manufactured vessels without a HIN or with an incorrectly formatted HIN, it will be necessary for your boat to comply before the 2018 renewal period.

Identify your HIN​

To find out if your boat's HIN is recorded in Kentucky's database, please examine your registration certificate/receipt at the time of your last renewal. If no HIN is printed on the renewal receipt, you must physically look on your boat to find the HIN. A HIN number must not be attached to parts of the boat that are removable​


Verify HIN Formatting

Once you have physically located your HIN, you must ensure it is correctly formatted. A valid HIN must contain 12 characters uninterrupted by slashes, hyphens, or spaces. You can use our HIN Validation Tool to verify the formatting of your HIN is valid.

Examples of a valid HIN format:

  • SER25A67H809 (as illustrated on the HIN site)
  • SB2X3461H595
  • YAM43789C010

HINs beginning with KYZ are Kentucky-issued HINs and are also valid.

  • KYZ12345
  • KYZ67890

The Model/Year format is acceptable with additional characters within 2 inches when separated by a border or label.

  • BAY68240M83E   2987
  • BAY68240M83E 2987​

If you do not have a valid HIN on your boat, like described above, you must apply for a state-issued HIN.​

HIN VALIDATION AND VERIFICATION WALKTHROUGH​

Boat HIN walk-through map

​MY BOAT IS MISSING A HIN

All boats registered in Kentucky must have an HIN recorded in the state's title and registration database. Even though this is law, some records currently do not have a HIN recorded. If your boat does not currently have a valid HIN, you must apply for a Hull Identification Number.


APPLYING FOR A KE​​NTUCKY-ISSUED HIN

If you have determined that your HIN is missing or does not meet the format requirements, you must apply for a Kentucky-issued hull identification number. All Kentucky-issued HINs begin with the letters KYZ, followed by nine additional letters and numbers. HINs issued by Kentucky comply with federal law, 33 CFR § 174.16 (b.)​


CALL BEFO​RE YOU HAUL

To prevent the spread of aquatic invasive species, the Pacific States Marine Fisheries Commission, US Fish and Wildlife Service, Western Regional Panel on Aquatic Nuisance Species, and others are making information available to boat haulers, auctioneers, marinas, manufacturers, and brokers to make it easy to comply with state, provincial and federal laws, prevent costly delays in transporting or selling boats, and help reduce the spread of aquatic invasive species. 

Call Before You Haul is intended to prevent unnecessary delays for boat transporters and to help ensure boat transport companies will not be violating state or federal laws on unlawful transport of aquatic invasive species (e.g., quagga or zebra mussels). All Pacific Northwest states have regulations that make it illegal to transport aquatic invasive species (dead or alive) within their respective states, including penalties up to and including a no-bond felony. By calling the toll-free number, 1-844-311-4873, before hauling and providing some basic information about the watercraft being transported, the destination state representative will reach out to boat transporters directly and provide them with information to facilitate and expedite inspection of the watercraft and if needed, decontamination. Locate more information here.​


COMMON TAX QUESTIONS

Yes, boats are assessed and taxed in a manner similar to vehicles, except boat taxes are due by April 30th.
The boat, motor, and trailer values may be assessed as a unit or separately.
The tax rates are based on the location of the boat, so if the boat stays at a marina then the boat is subject to all property tax rates levied at that location.
The County Clerk in your county has the responsibility of collecting ad​ valorem taxes on motor vehicles and boats, and maintaining current addresses.
No, only vehicles which have been plated for use on the highway pay usage tax so only those vehicles qualify for trade credit. Any tax charged on trailers, boats, farm equipment, ATVs etc. would not be usage tax. The tax collected on those items would have been Sales/Use Tax.