A title is a legal document establishing a person or business as the legal owner of a vehicle or vessel. When a vehicle/ vessel is sold from one citizen/business to another in Kentucky, the title must be transferred to the new owner within 15 days. All motor vehicles operated upon Kentucky roadways must be titled and registered. Any vehicle owned by a Kentucky resident or primarily operated upon the Commonwealth's roadways may apply for a Kentucky Certificate of Title and Registration at the County Clerk's office in the owner's county of residence or the county where the vehicle is primarily operated.
APPLYING FOR A TITLE
For In-State Vehicles:
Take the following items to your local County Clerk's office to apply for a title:
Proof of Kentucky insurance (issue date within 45 days)
Photo ID
Signed over Kentucky title. (signatures must be notarized)
If the name listed on your title differs from the name on your I.D., you must provide an affidavit showing they are the same. A marriage license or divorce decree are good examples.
For Out-of-State Vehicles:
Take the following items to your local County Clerk's office to apply for a title:
Proof of Kentucky Insurance (issue date within 45 days)
Photo ID
Completed
TC96-182 form and signed over title. If your state only issues a registration or bill of sale, bring those in place of the signed-over title. (signatures must be notarized)
If the name listed on your title differs from the name on your I.D., you must provide an affidavit showing they are the same. A marriage license or divorce decree are good examples.
Title Lien Statements must be submitted to the County Clerk's office, where the Clerk will process the Title and Registration. The office will return all Title Lien documents and/or payments the Kentucky Transportation Cabinet received to the sender. A County Clerk may request the title from the lien holder.
REPLACEMENT/DUPLICATE TITLES
Take the following items to your local County Clerk's office to apply for a duplicate title:
Form
(TC96-182), properly completed, including the owner and vehicle identification sections.
Title number OR license plate number
$6.00 (U.S.) plus the cost of a notary
Picture ID or driver's license
APPLICATION TYPES
You may apply for a speed title at your local
County Clerk's office. You cannot apply for a speed title at the Division of Motor Vehicle Licensing in Frankfort. A speed title allows you to have it mailed to you the following business day. The fee for a speed title is
$25.00.
A speed title cannot be done on the following: Classic vehicles, Boats, Mechanics Lien, Towing & Storage, Affidavit of Ownership or Bill of Sale, Duplicates, Correction, Restored Title, Out-of-Country, Court Order, KY -assigned vehicle identification number, Salvage title from "junk or unrebuildable," or Kit vehicle.
A title is archived when property taxes on a titled vehicle are owed and are not paid for 5 years. To restore and bring the title back to active status (and/or transfer an archived title), the current owner is could be liable to pay back taxes for the last 5 years. This must be done at your
County Clerk's office and activated or transferred by the current owner (whose name is listed on the title). The Property Tax office will have to put the taxes back into the system.
If the current owner is not available or unknown, a court order is required to restore the title to active status. Up to 2 business days are required to complete the restoration process.
This title applies to a vehicle 25 years old or older and not in a roadworthy condition. The vehicle cannot have been previously titled in K.Y. The vehicle can come into Kentucky on an out-of-state title/bill of sale/affidavit of ownership but cannot bear any brands such as salvage, rebuilt water damage, or hail damage. Must also have a sheriff's inspection for VIN verification and ownership documents.
After a classic motor vehicle project vehicle has been restored to roadworthy condition, the customer takes the vehicle and the classic project title to the Sheriff's office for an inspection. The vehicle is required to meet the requirements of KRS 189 about vehicle equipment. After passing the K.Y. sheriff's inspection for roadworthy condition, the owner vehicle can apply for a new original certificate of title and registration. Contact your County Clerk's office.
TRANSFERRING OWNERSHIP
In the sale of a vehicle, the seller must sign the back of the title in the presence of a notary. This will sign over ownership of the vehicle. The buyer takes the signed title, proof of Kentucky Insurance, proof of Identification, and money for fees and applicable taxes to their local County Clerk's office for transfer. Older Titles before 2000 may require a completed TC96-182 to complete the transfer process.
You will need to notify your
County Clerk's office of the name and state of the new owner. You will need to complete form
TC96-3 Affidavit of Incomplete Transfer if the vehicle has not been transferred within 15 days. You will also need to return the Kentucky license plate to your Kentucky County Clerk's office. If you were a resident of Kentucky and the vehicle owner on January 1st, you might have property taxes due on that vehicle.
If you suspect fraudulent title practices by Dealers or Private Sellers within the Commonwealth of Kentucky, please email us
If, after 45 days, the reasonable or agreed charges for storage or towing of the motor vehicle have not been paid, the motor vehicle may be sold to pay for the charges. The towing company must apply for the title, attempt to notify the current owner via certified mail, run 3 newspaper ads (ads must include vehicle model, make, year, VIN, name, and address of registered owner and name and address of towing or storage facility) and complete TC96-182. See form TC96-159T for further instructions on how to process your request.
A mechanic's lien will only apply to vehicles that have been in the mechanic's possession, and the reasonable agreed charge for repair has not been paid for at least 30 days. See form TC96-159M for further instructions on how to process your request.
UPDATING INFORMATION OR CORRECTIONS
A photo I.D. and title must be presented to the owner's county of residence to update a misspelled name.
To update the address, you will need to present a photo I.D. or piece of physical mail (with a current postmark), along with the title, to the
County Clerk of the owner's county of residence.
VIN and HIN CORRECTIONS
Due to the various issues which could affect a VIN/HIN correction, contact your
County Clerk for guidance/explanation. Updates will require a completed Application for Kentucky Certificate of Title or Registration (TC96-182 or
TC96-184) and photo I.D.
ODOMETER CORRECTIONS
Only the seller can disclose the mileage when updating the title. If the title is already printed, the new owner must contact the seller, have them complete an
Affidavit of Mileage Correction (T.C. 96-322), and have the mileage correction done by the
County Clerk in the new owner's county. Photo ID is required.
To update a make/model/color/year/etc., a photo I.D. and title must be presented to the
County Clerk in the owner's county of residence. Speak with the County Clerk for guidance.
To remove a co-owner from a Title that does not have a lienholder, both parties must sign the back of the existing title. If one party is unavailable, a Power of Attorney form signed (and notarized) by the absent party is acceptable. The
County Clerk processes the transfer.
For a brand correction or removal, such as hail damage, salvage, water damage, non-rebuildable, etc., a photo I.D. and title must be presented to the
County Clerk in the owner's county of residence. Speak with the County Clerk for special guidance.
FAILURE TO RECEIVE YOUR TITLE
TAXES
See
Motor Vehicle Usage Tax.