Mobile Homes

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TITLING MOBILE HOMES

  • A TC 96-182 form (Application for Kentucky Certificate of Title or Registration) will need to be completed, signed, and notarized. 

  • A title, Manufacture Statement of Origin, or Certificate of Origin signed is required.

  • A Fire Marshal inspection is needed if the mobile home is being moved to a different location. If it is staying in its original spot, a Manufactured Housing Affidavit is required.

  • No inspection is needed if it is on a Certificate of Origin or Manufacture Statement of Origin.


ABANDONED MOBILE HOMES

If, after more than 60 days, the reasonable or agreed charges for storage, utilities, and cleanup costs, the motor vehicle may be sold to pay for charges.

  • ​The storage facility must apply for the title by attempting to notify the current owner(s) and lienholder(s) at least 10 days before the sale. The letter must contain the time and place of the sale.

  • Advertise the sale of the mobile home for 3 consecutive publishing periods in a local newspaper in the county where the home is located (the ad must contain a description of the property and the time and place of the sale).

  • A copy of the rental agreement and pay records will be required. 

  • If the landowner plans to sell the vehicle to an individual, an Affidavit from the seller stating they have met provisions of KRS 376.480, the sale price, and a description of the property (year, make, model, VIN, and dimensions) will be needed.

  • If the mobile is going to be moved, a Fire Marshal inspection is needed. If not, we will need a Manufactured Housing Affidavit filled out. Also, the seller and the buyer will need to complete the TC 96-182 form (Kentucky Certificate of Title and Registration form).



CONVERT TO REAL ESTATE

When a manufactured home is or is to be permanently affixed to real estate, the owner may execute and file an affidavit of conversion to real estate with the county clerk of the county in which the real estate is located.

  • The affidavit shall attest to the fact that the home has been or will be permanently affixed to the real estate and be accompanied by a surrender of the Kentucky certificate of title.

  • The county clerk shall file the affidavit of conversion to real estate in the miscellaneous record book.

  • ​​A county clerk shall not accept a surrender of a Kentucky certificate of title which displays an unreleased lien unless it is accompanied by:

    • ​release of the lien; or

    • ​​An affidavit, signed under oath by the attorney who satisfied the liens noted on the Kentucky certificate of title, attesting that all liens noted on the Kentucky certificate of title have been paid. An affidavit filed by an attorney under this paragraph may only be signed by an attorney licensed to practice law in the Commonwealth.

This section shall not excuse a lender who placed a lien on the certificate of title from filing a release of the lien.)

  • In the event of an inaccurate or fraudulent affidavit, the title surrender becomes null and void.

  • When the county clerk files the affidavit of conversion to real estate, the county clerk shall furnish a copy to the Property Valuation Administrator for inclusion in the real property tax rolls of the county. 



AFFIDAVIT OF SEVERANCE FROM REAL ESTATE

The owner of a manufactured home that has been converted to real estate in accordance with KRS 186A.297 may detach or sever the home from the real property only by filing an Affidavit of Severance with the clerk of the county in which the affidavit of conversion originally took place and in which the real estate is located.

The affidavit of severance shall include the following information:

1. The manufacturer and the model name of the manufactured home.​

2. The legal description of the real property on which the manufactured home is or was placed, with the source of title setting forth the book and page number of how the owner of the real estate acquired the property.​

3. The book and page number where the previous affidavit of conversion was filed of record.

4. A Class B1 or B2 Seal as required under KRS 227.600.

5. Certification of an attorney that, as of the date of the titling of the severance, there are no security interests or liens on the manufactured home that have not been released by the secured party and that the title to the real estate is marketable, free, and clear of liens, or certification of any holder of interest in the manufactured home of:

  • The amount of any existing security interest.

  • The secured party’s consent to the issuance of a title.

6. The owner’s affidavit that the manufactured home has previously been or will be removed from the described real estate within thirty (30) days of the date of filing the affidavit of conversion and that, before moving the manufactured home, the owner will apply for and receive:

  • A certificate of title is required under KRS 186A.070.

  • A manufactured home registration is required under KRS 186.675.

7. There shall be a limit of one (1) affidavit of severance issued to an owner of a property.


When the county clerk files the affidavit of severance, the county clerk shall provide a copy to the Property Valuation Administrator for adjustment of the real property tax rolls of the county and the Transportation Cabinet, Department of Vehicle Regulations.

An owner who fails to file an affidavit of severance prior to removal of the manufactured home shall be liable for actual damages or five hundred dollars ($500), whichever is greater, payable to any first lienholder of record, or if no such lienholder exists, to be payable to the clerk of the county in which the affidavit of conversion first took place, upon the notice to the clerk that the manufactured home was not removed within thirty (30) days of the date of filing of the affidavit of severance.